Insurance & Finance Privacy Policy

Our Privacy Policy establishes the guidelines that govern the collection, use and disclosure of information provided by our users. We are committed to guaranteeing the protection of your personal data and complying with current legal regulations regarding privacy.

We understand the importance of your privacy and take seriously the responsibility of managing your data securely and confidentially. When using our service, you can be assured that your data will be protected and only used for the purpose of improving the quality and personalization of the experience we offer.

We value the trust you place in us when sharing your personal information, and we strive to maintain the highest standards of security and privacy at all times. Thank you for choosing us and for allowing us to be part of your digital experience.

1. Interpretation and Definitions

1.1 Interpretation
Words whose initial is capitalized have meanings defined under the following conditions. The following definitions will have the same meaning regardless of whether they appear in the singular or plural.

1.2 Definitions
For the purposes of this Privacy Policy:

Account: means a unique account created for you to access our Service or parts of our Service.

Company: For the purposes of the CCPA (California Consumer Privacy Act), AV Prada Insurance & Finance is referred to as the legal entity that collects the personal information of Consumers and determines the purposes and means of processing the personal information of Consumers. Consumers, or on behalf of whom such information is collected and who alone or jointly with others, determines the purposes and means of processing the personal information of consumers, who conducts business in the State of California.

Company: refers to AV Prada Insurance & Finance , located at 7411 NW 57th Street, Tamarac , FL 33321.

Consumer: For purposes of the CCPA (California Consumer Privacy Act), means a natural person who is a resident of California. A resident, as defined in the law, includes (1) each individual who is in the US for a purpose other than temporary or transitory, and (2) each individual who is domiciled in the US. .who is outside the US for a temporary or transitory purpose.

Cookies – refers to small files that are placed on your computer, mobile device or any other device by a website, which contain the details of your browsing history on that website among its many uses.

Country: refers to Florida, United States.

Device: means any device that can access the Service, such as a computer, mobile phone or digital tablet.

Do Not Track (DNT): is a concept promoted by US regulatory authorities, particularly the US Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism that allows Internet users control the tracking of their online activities on websites.

Personal Data: refers to any information that relates to an identified or identifiable individual. For purposes of the CCPA, Personal Data means any information that identifies, relates to, describes or can be associated with you, or that could reasonably be linked, directly or indirectly, to you.

Sale: For purposes of the CCPA (California Consumer Privacy Act), means to sell, rent, disclose, disseminate, make available, transfer, or otherwise communicate orally, in writing, or by electronic or other means, a Consumer’s personal information to another company or third party in exchange for monetary or other valuable consideration.

Service: refers to the AV Prada Insurance & Finance Website , accessible from avprada.com

Service Provider: refers to any natural or legal person who processes data on behalf of AV Prada Insurance & Finance . Refers to third party companies or individuals employed by AV Prada Insurance & Finance to facilitate the Service, provide the Service on behalf of the Company, perform services related to the Service or assist AV Prada Insurance & Finance in analyzing how it is used the service.

Third Party Social Media Service: refers to any website or any social networking website through which a User can log in or create an account to use the Service.

Usage Data: refers to data collected automatically, whether generated by the use of the Service or by the infrastructure of the Service itself (for example, the duration of a page visit).

Website: refers to AV Prada Insurance & Finance , accessible from avprada.com

You: means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

2. Collection and Use of your Personal Data

2.1 Types of Data Collected

2.1.1 Personal information

While using our service we may ask you to provide us with certain personal information that can be used to contact or identify you. Personal information may include, but is not limited to:
• Email address
• Name and surname
• Phone number
• Address, State, Province, Postal Code, City
• Usage Data

2.1.2 Usage Data

Usage Data is collected automatically when you use the service.

This Usage Data may include information such as your device’s IP address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When you access the Service using a mobile device, we may collect certain information automatically, including, without limitation, the type of mobile device you use, your unique mobile device ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.

We may also collect information that your browser sends whenever you visit our Service or when you access the Service via a mobile device.

2.2 Tracking Technologies and Cookies

On our Service, we use Cookies and similar tracking technologies to monitor activity and store relevant information. These technologies include beacons, tags, and scripts designed to collect data and improve the experience on our Service.

Browser Cookies are small files that are placed on your device. You can set your browser to reject all Cookies or to receive a notification when a Cookie is sent. However, please note that if you choose to reject Cookies, some features of our Service may not be available. Unless you adjust your browser settings, our Service will use Cookies.

We also use Flash Cookies in certain features of our Service. These files, stored locally, collect information about your preferences and activity on the Service. It is important to note that Flash Cookies are not managed through standard browser settings. For more information on how to delete Flash Cookies, please see the relevant section available on our website.

Additionally, some sections of our Service and our emails may contain web beacons. These electronic files allow us to track user interaction, such as counting page views or verifying system and server integrity. These tools help us continually improve our Service and provide a more personalized experience for our users.

Cookies can be “Persistent” or “Session”. Persistent Cookies remain on your personal computer or mobile device when you go offline, while Session Cookies are deleted as soon as you close your web browser. Learn more about cookies: What are Cookies?
We use both Session Cookies and Persistent Cookies for the purposes set out below:

Essential/Necessary Cookies. Type: Session Cookies. Managed by: Us. Purpose: These cookies are essential to provide you with services available through the Website and to allow you to use some of its functions. They help authenticate users and prevent fraudulent use of user accounts. Without these cookies, the services you have requested cannot be provided, and we only use them for the purpose of providing those services to you.

Cookies Acceptance Policy/Notice. Type: Persistent Cookies. Managed by: Us. Purpose: These cookies identify whether users have accepted the use of cookies on the Website.

Functionality Cookies. Type: Persistent Cookies. Managed by: Us. Purpose: These cookies allow us to remember the options you make when using the Website, such as your login details or language preferences. The purpose of these cookies is to provide you with a more personalized experience and prevent you from having to re-enter your preferences each time you use the Website.

Tracking and Performance Cookies. Type: Persistent Cookies. Administered by: Third parties. Purpose: These cookies are used to track information about traffic to the Website and how users use the Website. The information collected through these cookies may directly or indirectly identify you as an individual visitor. This is because the information collected is generally linked to a pseudonymous identifier associated with the device you use to access the Website. We may also use these cookies to test new pages, features or functionality of the Website and see how our users react to them.

Advertising and Segmentation Cookies. Type: Persistent Cookies. Administered by: Third parties. Purpose: These cookies track your browsing habits to allow us to show advertising that is more relevant to you. They use information about your browsing history to group you with other users who have similar interests. Based on this information, and with our permission, third-party advertisers may place cookies to display advertisements that we believe will be relevant to your interests while you are on third-party websites.

For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

3. Use of your Personal Data

The Company may use Personal Data for the following purposes:

To provide, maintain and monitor our Service.
To manage your account: This involves managing your registration as a user of the service. The personal data you provide may grant you access to various functionalities of the Service available to you as a registered user.

For the performance of a contract: This refers to the development, fulfillment and execution of the contract for the purchase of products, items or services that you have purchased, as well as any other contract that you have entered into with us through the Service.

To contact you: We use your data to communicate with you via email, phone calls, SMS or other equivalent forms of electronic communication, such as mobile application push notifications. This includes updates or informative communications related to the contracted functionalities, products or services, when necessary or reasonable for their implementation.

To provide you with news, special offers and general information: We send you news, special offers and details about other goods, services and events we offer that are similar to those you have already purchased or inquired about. That is, unless you have opted not to receive such information.

To manage your requests: We take care of responding to and managing your requests directed to us.

To deliver targeted advertising to you: We use your information to develop and display personalized content and advertising. We work with third-party providers to achieve this. This involves tailoring advertising to your interests and/or location, and measuring its effectiveness.

For business transfers: We evaluate or carry out mergers, asset sales, restructurings, dissolutions or other sales or transfers of all or a portion of our assets. This may occur as part of a going concern or as part of bankruptcy, liquidation or other similar proceedings. In such cases, personal data we hold about users of our Service may be one of the transferred assets.

For Other Purposes: We use your information for various purposes, such as data analysis, identifying usage trends, evaluating the effectiveness of our promotional campaigns, and continuously improving our Service, products, services, marketing strategies, and your overall experience.

We may share your personal information in the following situations:

With Service Providers: We may share your personal information with Service Providers to monitor and analyze the use of our Service, to show you advertisements to help maintain and sustain our Service, and to advertise on third party websites to you after you have visited our Service. Service, in addition to contacting you.
For business transfers: We may share or transfer your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of our business to another company.
With Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any other subsidiaries, joint venture partners or other companies that we control or that are under common control with us.
With business partners: We may share your information with our business partners to offer you certain products, services or promotions.
With other users: When you share personal information or otherwise interact in public areas with other users, such information may be viewed by all users and may be publicly distributed outside. If you interact with other users or register through a Third Party Social Media Service, contacts on the Third Party Social Media Service may see your name, profile, images and description of your activity. Likewise, other users will be able to see descriptions of your activity, communicate with you, and view your profile.
With Your Consent: We may disclose your personal information for any other purpose.

3.1 Retention of your Personal Data

The Company will retain your Personal Data only for as long as necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or improve the functionality of our Service, or we are legally required to retain this data for longer periods of time.

3.2 Transfer of your Personal Data

Your information, including Personal Data, is processed at the Company’s operational offices and any other places where the parties involved in the processing are located. This means that this information may be transferred to, and maintained on, computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may be different than those from your jurisdiction.

Your consent to this Privacy Policy, followed by your submission of such information, represents your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy. No transfer of your Personal Data will take place to an organization or country unless there are adequate controls in place, including the security of your data and other personal information.

4. Disclosure of your Personal Data

4.1 Commercial transactions

If the Company is involved in a merger, acquisition or sale of assets, your Personal Data may be transferred. We will provide notice before your Personal Data is transferred and becomes the subject of a different Privacy Policy.

4.2 Law Enforcement

Under certain circumstances, the Company may be required to disclose your Personal Data if required to do so by law or in response to valid requests from authorities (for example, a court or government agency).

4.3 Other Legal Requirements

The Company may disclose your Personal Data in good faith when it believes that such action is necessary to:

Comply with a legal obligation.
Protect and defend the rights or property of the Company.
Prevent or investigate possible irregularities related to the Service.
Protect the personal safety of users of the Service or the public.
Protect yourself against legal liability.

4.4 Security of your Personal Data

The security of your Personal Data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

5. Contact details

If you have any questions about this Privacy Policy, you can contact us:

By email: info@avprada.com
By visiting this page on our website: avprada.com

6. Changes to this Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will notify you via email and/or a prominent notice on our Service before the change becomes effective and will update the “effective date” at the top of this Privacy Policy.

You are encouraged to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when posted on this page.